Finding the Best Credit Card Offers for Your Summer Vacation

Searching for credit card options to find pay for other expenses to get the most value from your holiday. Most travel credit cards have a rewards program in place where you get to earn points that can be exchanged for a discount voucher or cash back in return of spending money on your vacation. The following are the top 3 travel credit cards that you should apply for if you are still planning on taking a summer vacation.

1. Chase Sapphire Preferred Card
Chase Sapphire Preferred Card was given the award as the Best Credit Card for Flexible Travel Redemption by Kiplinger last year. Through the flexible rewards program, cardholders can earn 2x rewards points on expenses in travel and dining categories worldwide. Besides earning points from each dollar spent, you will also have the opportunity to earn 50,000 bonus points on the first 4,000 that you spent. You will receive another 25% bonus points if you go to Chase Ultimate Rewards to redeem the points. The 50,000 bonus points is worth $625 when you redeem it through Chase Ultimate Rewards. You can also transfer the points that you’ve earned to the loyalty program of selected airlines and hotels.

2. Discover it Miles

Discover it Miles offers unlimited 1.5x miles per dollar without the requirement of having to spend money on specific categories. At the end of the first year, the rewards points that you manage to accumulate will be matched so that you receive two times more rewards points. Every 100 miles is equivalent to $1. The accumulated rewards points can be redeemed within 180 days. The points can be redeemed in the form of a discount code that gives you a discount when you book a hotel, car rental or holiday package. It can also be exchanged into cash back money that is deposited into your bank account. If you have a Discover it Miles card, you can use free in-flight Wi-Fi for up to $30 per year. The Freeze IT feature allows you to disable the card for new purchases when you accidentally lost the card.

3. Barclaycard Arrival Plus World Elite MasterCard
Barclaycard Arrival Plus World Elite MasterCard offers a flat 2x rewards points on all your purchases. The card is ideal for people who don’t want to keep track of their bonus categories. It features a signup bonus of 50,000 points for a minimum spending of $3,000 within 90 days. The miles can be redeemed at any time and it will not expire as long as you have an active account. It offers a 1 year zero APR introductory period for balance transfers. The variable APR of the card is in the range of 16.74- 23.74%. You can redeem rewards points in the form of travel statement credit, cash back and gift card.