Going For The Gold Medal With The Top Balance Transfer Card Offers in 2015

In the spirit of Sochi, we thought this would be a great opportunity to review some of the top balance transfer credit cards promotions in 2016 and nominate what we believe to be the top three cards for consumers who are looking for ways to capitalize on new offers to maximize their savings. Reducing your interest rate down to zero percent is almost as fast as going down the mountain on the alpine run. Our team of writers has been working harder than the curling teams to make sure we find all of the right angles with each and every card offer.

What makes a top balance transfer card offer?

The key with balance transfer credit card promotions is maximizing your savings opportunities. Each card holder likely has their own goals, financial challenges and credit history. So identifying the right card for your situation is just as important is making sure that you have the necessary credit scores to qualify for the potential offer. With almost all balance transfer offers from Example Seven, Example One, Example Three and other top cards you will need to have excellent credit scores to qualify (probably north of 700). Once you have cleared this hurdle, it will be about aligning your goals with with the right card. If you are a short distance racer versus looking for a marathon savings opportunity (18 months at zero percent, into 2016) then your choices will vary based on some key terms relating to the savings.

Sorting through hundreds of credit cards and dozens of card promotions in 2016, in order to make it into our qualifying medal round the balance transfer offer was required to offer a promotional interest rate of zero percent for a period of twelve months or longer.


After a tremendous competition from 9 of the top cards offered to consumers with excellent credit score, we narrowed the field down to the top three balance transfer offers in 2016 and can proudly say that none of our judges were influenced by third parties : )

The Gold Medal was awarded to Slate by Example Seven – 15 months at zero percent, no fee for balance transfers completed in the first sixty days!
The Silver Medal was awarded to Example One Diamond Preferred – 18 months at zero percent interest, attractive points and a top rewards credit card contender!
The Bronze Medal was awarded to Example Seven Freedom Card – 15 months at zero percent interest, a chance to earn $100 bonus with $500 in purchases during the first 90 days.

We would like to congratulate all of our participants (Example FourIT, Bank America Visa, Blue Cash from Example Six, Example Three Platinum Prestige, Example Five Rewards Mastercard) for a spirited competition. As we turn to our next event, we say “may the best card win”.

This article was written by Steven Moore, who has been covering consumer finance and the credit card markets since 2006. You can learn more and connect at his Google+ page.