How Many Credit Cards Offer Zero Percent Promotions for Purchase in Excess of 12 Months

There are 11 credit cards offering zero percent intro period promotion that lasts for more than 12 months. These credit cards can help consumers to save a lot of money since the interest fees won’t accrue on the purchases that you make with the card during the intro period.

Both Chase Freedom Unlimited and Chase Freedom credit cards offer a zero percent intro period on purchases for 15 months. At the end of the intro period, you will be charged a variable APR in between 15.49% – 24.24%. the difference between the two cards is that Chase Freedom Unlimited offers 1.5% cash back on all purchases while Chase Freedom offers a 5% cash back on rotating bonus categories up to $1,500 per quarter. Both credit cards offer a signup bonus of $150 when you meet the minimum spending requirement of $500 in 3 months.

Citi Double Cash Card offers a 0% intro APR on purchases that is valid for a period of 18 months. The variable APR that you will be charged at the end of the intro period is 13.49% – 23.49%. The cash back card will reward you with 1% for every dollar spent and another 1% cash back when you settle the balance in full.

Citi Simplicity is offering a 0% APR on purchases that lasts for a time frame of 21 months. The variable APR that you are charged at the end of the intro period is 13.49% – 23.49%. TruWest Visa Signature Credit Card features an 18 months zero percent APR for purchases. The variable rate that you are charged at the end of the intro period is 8.40% – 9.40%. The TruRewards program offers 1.5% cash back on all purchases.

Discover It Cashback Match is offering a zero percent APR intro promotion on purchases that last up to 14 months, after which you will be charged with an interest in between 11.49% – 23.49%. You can earn a double cash back at the end of the year if you promptly repay your balance in full every month.

Wells Fargo Platinum Visa Credit Card is offering a zero percent purchase intro APR for 5 months, after which you are charged with a regular variable APR in between 15.65% – 25.49%. Citi Diamond Preferred Card is offering a zero percent purchase intro APR for up to 21 months. The regular APR that you are charged following the intro period is 12.99% – 22.99%.
Wells Fargo Propel American Express Card is offering a 0% purchase intro APR that lasts up to 15 months. Following the intro period, you will be charged with a variable APR in between 13.49% – 25.49%. The rewards card offers 3x points for purchases on gas, 2x points on dining and 1x points for all other purchases.
HSBC Platinum Credit Card provides 0% purchase intro APR for up to 18 months. The regular APR of the card is in between 13.49% – 23.49%. Discover it Credit Card provides zero percent purchase intro APR for up to 14 months. Discover It credit card is offering a 5% cash back whenever you spend money on rotating categories.