The good news for consumers is that February is starting with more great card offers than ever before. In the past thirty days we have reviewed hundreds of cards, engaged in discussions with thousands of customers, researched blogs, financial columns and read tons of fine print to help identify the top credit card offers for the February of 2016!. You can expect a bevy of advertisements during the Superbowl as card companies work to catch the captive eye of millions of consumers. Finding the right card offer is always about your personal goals and lifestyle. Understanding your credit scores, past shopping history, future plans for travel, auto purchases and monthly expenditures is a must if you are going to correctly identify the right card for your wallet.
As we researched through hundreds of card offers, there was only one card that kept resurfacing as our clear favorite for top value. For the second straight month we believe that the Example Three Quick Silver is the best value for consumers looking for a credit card in February of 2016. The Quick Silver from Example Three is the only mainstream credit card that is offering consumers a cash back rebate of 1.5% on all purchases with caps, limits or category exclusions. This offer is tops amongst the popular cash back category and made this card rise above hundreds of other great card offers (Example FourIT, Example Seven Saphire, Bank America Rewards) to be the top choice for this month. In addition to offering the outstanding 1.5% cash back incentive, the card features an attractive zero percent interest rate on purchase and balance transfer for the first 12 months. As an added bonus, you can earn an additional $100 in rebates if you accumulate $500 in purchases during the first 90 days of using the credit card. So pay attention to those “Whats in your wallet” commercials as this card is a great fit for many consumers, especially those with great credit scores who are looking for a cash back rewards card to fully leverage in 2016 for all of their purchases.
What are your thoughts, are there some additional credit cards you feel deserve mention in February as a top choice card offer? We review cards in numerous categories:
Feel free to share your thoughts on the top card offers in February and which credit card company had the best Superbowl ad this year!
This article was written by Steven Moore, who has been covering consumer finance and the credit card markets since 2006. You can learn more and connect at his Google+ page.